The Punjab government has started a new housing program called “Apni Zameen Apna Ghar.” This program is launched by Chief Minister Maryam Nawaz Sharif to help poor and homeless people in Punjab. The government will give free 3-marla plots to those who qualify. These plots are part of housing projects in different cities of Punjab. In this article, we will explain how to apply, who can apply, and what benefits this scheme provides. The government wants to make sure every poor family has their own land and house to live a better life.
Feature | Details |
Free Plot Size | 3 Marla |
Application Website | azag.punjab.gov.pk |
Priority Groups | Widows, orphans, disabled persons, and laborers |
Total Districts Covered | 19 (23 housing schemes) |
Table of Content
Main Features of Apni Zameen Apna Ghar 3 Marla Scheme
The “Apni Zameen Apna Ghar” scheme is a big step to help poor people in Punjab. It gives free land to people who do not have a house. The land is 3 marlas in size, and it is given without any cost. The program will start with 2,000 free plots in 19 districts like Jhelum, Lodhran, Pattoki, Mamun Kanjan, and Renala Khurd. There is also financial help to build houses. More than 34,000 houses are already under construction and 2,000 are finished. This scheme will give poor families a chance to have their own home.

Who Can Apply for This Scheme
To apply for this housing scheme, you must meet some conditions:
- Must live in Punjab permanently
- Should not own any land or house in Pakistan
- Must be registered in the NSER
- Family income must be less than Rs 50,000 per month
These rules help make sure that only those who really need help get the free plots. Special care is also given to widows, disabled people, orphans, and daily wage workers.
Also Read: BISP Beneficiaries Expansion 2025 – Financial Support Increased for Needy Families
How to Apply for Free 3 Marla Plots
You can apply in two simple ways:
- Online Application: Visit the website azag.punjab.gov.pk and fill in the form.
- In-person Help: Go to your local Deputy Commissioner’s office. Special desks are made to help with applications.
Make sure to take all your important documents like CNIC, income proof, and NSER registration details. You will get help filling out the form if needed.
Financial Help for Building a Home
The government is not only giving free land but also giving loans to help people build their homes. These loans are without any interest, so you only pay back the money you borrow. Around Rs 36 billion will be used to help 33,500 families. People can return the loan in small monthly payments, which makes it easy even for poor families. This step will help them build strong homes without much financial burden. The goal is to make owning a house easy and affordable for everyone.
Priority Groups and Their Benefits
Some groups will get more attention in the first phase:
- Widows: Women who have lost their husbands will be supported first.
- Orphans: Children without parents are given special help.
- Disabled People: Those with physical challenges will be prioritized.
- Laborers: People who work on daily wages are also first in line.
These groups often face more problems in life, so the scheme gives them more help and support in getting their own house and land.

Conclusion
In this article, we are sharing all the details about the “Apni Zameen Apna Ghar 3 Marla Scheme.” The Punjab government has taken a strong step to help poor and homeless families. This scheme offers free land and easy loans to build homes. The process to apply is simple and can be done online or at local offices. Special groups like widows, orphans, disabled people, and laborers are given first priority. The program will help thousands of families get their own homes and live better lives. It is a big move toward making housing easy and fair for all.
Also Read: BISP Survey Deadline June 2025 – Process for Continuous Receiving Payments in Future
FAQs
Where can I apply for scheme?
You can apply at azag.punjab.gov.pk or go to your local Deputy Commissioner’s office.
Is there any cost for the land or the application?
No, the 3 marla plots are completely free, and applying is also free of cost.
Who will get plots first?
Widows, orphans, disabled people, and daily wage workers will get priority.
Do I need to return the loan?
Yes, but the loan has no interest and is paid back in small monthly amounts.