The Punjab government has started a new scheme called “Apni Zameen Apna Ghar.” This programme is for poor and homeless people in Punjab. It gives them free land plots and interest-free loans to build houses. The Chief Minister of Punjab, Maryam Nawaz Sharif, launched the e-portal to make applying easy. People can now apply online from their homes. This project will help many families who do not have their own homes. In this article, we will explain how to apply, who is eligible, what documents you need, and what benefits this programme gives.
| Feature | Details |
| Plot Size | Free 3-marla plots |
| Number of Plots | 2,000 in 23 housing schemes |
| Construction Support | Interest-free loans for home building |
| Online Application Portal | azag.punjab.gov.pk |
Table of Content
Who Can Apply for Apni Zameen Apna Ghar Program 2025
To ensure that only the people who need help the most benefit from the scheme, there are some clear rules. First, applicants must be permanent residents of Punjab and should not own any property anywhere in Pakistan. They must also be registered in the National Socio-Economic Registry (NSER). Additionally, the monthly income of their family should be less than Rs. 50,000. In the first stage of the programme, special priority will be given to widows, orphans, people with disabilities, and labourers, as they are the most in need of support and will receive help first.
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How to Register Online for Apni Zameen Apna Ghar Program
The government has made process easy with the online portal:
- Visit the website: azag.punjab.gov.pk
- Create your profile by entering your CNIC and other details.
- Fill out the form with correct information.
- Upload required documents.
- Submit the form and wait for confirmation.
If you cannot register online, you can visit the Deputy Commissioner’s office. There are special help desks for people who need support with the application.
Financial Help and Loan Details of Apni Zameen Apna Ghar Program
To build homes, the government is giving Rs. 36 billion in loans. These loans are interest-free, meaning you only pay back the amount you borrow. The money will help over 33,000 families build their own houses. The repayment is done in small, easy monthly payments. This makes it possible for low-income families to become homeowners without financial stress.
Development Progress of the Programme
The Apni Zameen Apna Ghar scheme is moving fast. So far:
- 2,000 homes are already finished.
- 34,000 homes are under construction.
- 300 homes are being built every day.
The programme covers several districts like Jhelum, Lodhran, Pattoki, Mamun Kanjan, and Renala Khurd. This project is a major step to help people who have no homes and improve their lives.
Benefits of Apni Zameen Apna Ghar Program
This housing scheme brings many good things to the people of Punjab:
- Safe Homes: Poor families will get a place to live safely.
- Dignity: People will feel proud to have their own homes.
- Employment: Construction work creates new jobs.
- Stability: Families can live in peace without worrying about rent or shelter.
This programme is not just about homes; it’s about giving a better future to people in need.
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Conclusion
In this article, we are sharing all the details about the Apni Zameen Apna Ghar programme. The Punjab government, led by CM Maryam Nawaz Sharif, is offering free land and interest-free loans to help people build their own houses. With clear rules, online applications, and strong support, this plan is making it possible for low-income families, widows, and the disabled to have a home of their own. If you meet the eligibility, you should apply now and take the first step towards owning your own house.
FAQs
Where can I apply for Apni Zameen Apna Ghar?
You can apply online at azag.punjab.gov.pk or visit your local Deputy Commissioner office.
Who gets priority in the housing scheme?
Widows, orphans, disabled people, and labourers are given first priority.
Do I need to pay any interest on loan?
No, the loan is interest-free. You only need to return the actual amount.
Can I apply if I already own a house?
No, only people who do not own any property in Pakistan can apply.