The Benazir Income Support Program (BISP) is a major government initiative in Pakistan, designed to provide financial assistance to low-income families. The BISP 938 code is an SMS-based system that helps applicants check their eligibility and payment status. By using this code, beneficiaries can save time and effort while staying updated about their financial support. This article provides a clear guide on the BISP 938 code, eligibility requirements, solving related issues, and how to access payments.
Program Name | Benazir Income Support Program (BISP) |
Assistance Amount | PKR 7,000–PKR 25,000 (varies) |
Eligibility Check | Through SMS (938 Code) |
Required Documents | CNIC, Family Details, Proof of Income |
Application Method | Online or Offline |
Table of Content
What is the BISP 938 Code?
The BISP 938 code is a dedicated service that allows individuals to check their eligibility status by sending their CNIC number to 938. Upon sending the SMS, users receive a response confirming their eligibility or guiding them on the next steps. The system is designed for convenience, ensuring beneficiaries get updates quickly. However, some users may encounter issues, such as no response or technical errors, which can create confusion. Proper knowledge of how to use the system can help avoid these challenges.

Solving Problems with the BISP 938 Code
Many people face issues while using the 938 code, such as not receiving replies or encountering errors. To resolve these problems, you need to ensure that your CNIC number is entered correctly, without any spaces or dashes. For instance, instead of typing “12345-6789012-3,” you should write “1234567890123.”
Sometimes, the problem lies with your mobile network. Weak signals or incompatible networks may cause the SMS to fail. Switching to a more reliable network can solve this issue. Additionally, ensure your SIM card is registered under your name, as unregistered or inactive SIMs can block access to the service. If the issue persists, you can visit the nearest BISP office or check the official website for help.
Eligibility Criteria for BISP
- The BISP program ensures only deserving individuals receive financial support by setting specific eligibility criteria.
- Household income must fall below the poverty line, as defined by the National Socio-Economic Registry (NSER).
- Priority is given to women who are heads of their households.
- Government employees, taxpayers, and individuals owning large properties are excluded from the program.
- Households must be registered in the NSER database and have completed the required survey for eligibility.
Required Documents for BISP Application
When applying for BISP assistance, it is important to have the required documents ready. These include the CNIC of the applicant, preferably the female head of the household, and a list of family details, including the CNIC numbers of dependents. You will also need to provide income proof, such as utility bills or a poverty certificate from local authorities. For families with children, a B-Form is required to confirm the details of dependents. Having these documents ready beforehand helps avoid unnecessary delays in the application process.
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How to Apply for BISP
Applying for the BISP program is straightforward and can be done online or offline. You can visit the nearest BISP office with your documents to apply in person. Alternatively, you can register online by filling out the application form on the official BISP website. Ensure that your household information is updated in the NSER database, as this is a key requirement for eligibility. Once registered, you can check your eligibility by sending your CNIC number to 938 through SMS. This method is simple and ensures a quick response.
Payment Methods for BISP
BISP payments can be collected through several methods for the convenience of beneficiaries. One option is using BISP ATM cards at designated bank branches to withdraw payments. Another method is through HBL Konnect agents, who facilitate payments in many areas. For beneficiaries living in remote areas, payments are delivered directly through Pakistan Post. Bank account transfers are also available for those who prefer this option. These multiple payment methods ensure that beneficiaries can access their funds with ease, regardless of their location.
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Conclusion
The BISP 938 code is an effective tool for beneficiaries to check their eligibility and payment status. By following the steps outlined above, applicants can resolve common issues and ensure a smooth application process. The program’s flexible payment methods and clear eligibility criteria make it a lifeline for many Pakistani families struggling with financial difficulties. Staying informed and using the available resources properly can help you benefit from this important initiative.