The Apni Chhat Apna Ghar scheme, introduced by the Chief Minister of Punjab, Maryam Nawaz Sharif, is a major initiative aimed at providing affordable housing to the low-income families in Punjab. This program offers an opportunity for one lakh families to own homes, which can help those currently living in rented spaces. This scheme is divided into three phases, ensuring the delivery of homes over four and a half years. The registration for this scheme can be completed online or offline, making it easier for applicants to apply from anywhere.
| Key Point | Details |
| Purpose | Provide affordable housing to 1 lakh low-income families in Punjab. |
| Eligibility | Punjab resident, owns a small plot, no existing house, clean legal record. |
| How to Apply | Register online at acag.punjab.gov.pk or visit DC office. |
| Required Documents | CNIC, land ownership proof and photo. |
Table of Content
- 1 Apni Chhat Apna Ghar Scheme
- 2 How to Register for Apni Chhat Apna Ghar Scheme Online 2025
- 3 Eligibility Criteria for Apni Chhat Apna Ghar Scheme
- 4 Step-by-Step Guide to Applying Online for Apni Chhat Apna Ghar Loan
- 5 Documents Required for Apni Chhat Apna Ghar Application
- 6 Offline Application Process for Apni Chhat Apna Ghar Scheme 2025
- 7 Conclusion
- 8 FAQs
Apni Chhat Apna Ghar Scheme
The Apni Chhat Apna Ghar program is designed to provide affordable housing for the low-income families of Punjab. Through this initiative, the Punjab Government aims to help one lakh families by offering them a chance to build their homes with financial assistance. The program ensures that families living in rented houses can own a home in four and a half years. Applicants can apply for loans online or offline, based on their preference, and they must follow specific procedures to complete their registration.
How to Register for Apni Chhat Apna Ghar Scheme Online 2025
To register for the Apni Chhat Apna Ghar scheme, the first step is to visit the official website of the program, acag.punjab.gov.pk. Once there, you will find the Citizen Registration Form. This form asks for personal details such as your name, ID card number, contact information, and division details. After filling in all required fields, you need to create a password for your account. Make sure to provide correct information as incorrect details may result in cancellation of your registration.
Eligibility Criteria for Apni Chhat Apna Ghar Scheme
- Permanent Resident of Punjab: Applicants must be a permanent resident of Punjab.
- Land Ownership: Must own a plot of land not exceeding five marlas in urban areas or ten marlas in rural areas.
- Criminal Record: Applicants should not be involved in any criminal activities or have any prior bank defaults.
- NSER Survey Requirement: Earlier, NSER survey registration was mandatory, but this condition has now been removed, allowing everyone to apply.
Step-by-Step Guide to Applying Online for Apni Chhat Apna Ghar Loan
After successfully registering on the website, you need to log in to your account. To do this, enter your ID card number and password. Once logged in, a certificate will appear where you must confirm a few key points. These include verifying your residency in Punjab, confirming that you don’t own any house, and that you own a plot within the specified size limits. After confirming these details, you will be asked to fill out the application form with additional personal information, property details, and socio-economic information.
Documents Required for Apni Chhat Apna Ghar Application
- ID Card: Upload both front and back sides of your ID card.
- Ownership Documents: Provide documents that prove ownership of the land.
- Passport-Sized Photo: Upload a recent passport-sized photo.
- File Formats: Documents must be in PDF, PNG, or JPG format.
- File Size: Ensure the total size of all documents does not exceed 1 MB.
- Proceed with Application: After uploading, you can continue with your application.
Offline Application Process for Apni Chhat Apna Ghar Scheme 2025
For those who cannot apply online, an offline application method is available. This is especially helpful for people who have difficulty accessing the internet or are not familiar with online forms. To apply offline, visit the Apni Chhat Apna Ghar registration desk at the Deputy Commissioner (DC) office in your district. Bring all the necessary documents, and the staff will assist you in completing your application.
Conclusion
In this article, we are sharing all the details about how to register for the Apni Chhat Apna Ghar scheme, both online and offline. This scheme provides a great opportunity for low-income families in Punjab to own their homes. By following the steps outlined above and meeting the eligibility criteria, you can easily apply for the scheme and secure a loan to build your house. Whether you apply online or offline, the process is designed to be accessible for all.
FAQs
Can I apply for the Apni Chhat Apna Ghar scheme if I am not registered with NSER?
Yes, the requirement for NSER registration has been removed, so you can apply even if you are not part of the NSER survey.
How can I contact the Apni Chhat Apna Ghar program for assistance?
You can reach the program’s helpline at 042-99213419, 042-99213428, or 0800-09100 for any assistance related to your application.
Is there any fee for applying to the Apni Chhat Apna Ghar scheme?
No, there is no charges for applying to the scheme. It is free for eligible applicants.
Can I apply for the Apni Chhat Apna Ghar scheme if I already own a home?
No, applicants who already own a home are not eligible for the scheme. You must confirm that you do not own any house during the registration process.